FOR THEIR SAKE, CONSIDER A LIFE PROTECTION

People living the life of alcoholism deeply rely on alcohol to a point where some addicts have tried to stop without success. We understand how it has affected most families, partners and in truth, it takes much effort to get off the hook. L&G Insurance will cater to the financial needs of your family and loved ones, in the payment of mortgages when you choose a decreasing Life Insurance or any other type of Life Insurance depending on your circumstances.

L&G has got your back in providing the ever best and suitable coverage for self and family. There are several things you are required to note before you proceed with the policy application form L&G.

  • Know about that period you got diagnosed with alcoholism
  • For how long you have relied on your drink
  • How are you currently? Are you taking alcohol?
  • Any form of counselling being done for you to get off the hook
  • Any complications?

IS IT POSSIBLE TO GET LIFE INSURANCE WITH DRINKING HISTORY AT STANDARD RATE?

Yes, one can avail insurance with alcoholism history. One can get insurance at a standard rate if one drink occasionally and, it doesn’t affect health. But if a person is a heavy drinker or has risks of getting health problems in the future due to drinking, L&G will offer cover at higher premiums.

MAKING ARRANGEMENTS ABOUT A CLAIM

After the application, you are to continuously remit your premiums to Legal and General- which is done on a monthly or annual basis. What if you need to claim Alcoholism Life Insurance?

There is what we refer to as issuing a notification under the section “How to Contact us” whereby as a policyholder, you required to notify L&G when you want to claim the Life policy, Terminal Illness policy or a premium waiver.



We would recommend you to talk to one of our advisers for life insurance quotes.
Any quote that your adviser provides you with will take into account your circumstances, your medical history, as well as your budget!
Call 011-3733-4610 – Monday to Thursday from 11.00 to 19.00 and on Friday between 11.00 and 16.00
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