What is Angina?
Angina is chest pain caused by reduced blood flow to the chest muscles. Heart-related chest pains or angina can significantly impact your ability to own life insurance. Depending on the diagnosis most insurance companies will charge a significantly higher premium or even decline to offer coverage at all.
How can Angina impact while buying life insurance?
Usually, when you apply for a life insurance policy, you will have to take a medical examination depending on which the insurance company will decide on the premium and also whether they will provide coverage. During this, you will be asked questions about your family history, medical history, lifestyle, smoking and alcohol usage. The person administering the exam will measure your height, weight, pulse and blood pressure.
What Life Insurance policies look for?
Life insurance companies are concerned that those who have angina are taking proper precautions to keep it under control. A medical history of regular physician check-ups is important to the insurance company. The life insurance company will specifically look at – when you were diagnosed, what was your diagnosis, what steps you have taken since your diagnosis, the degree of control as illustrated by medical records, height, weight and lab test results, what type of treatment, any other medical conditions present, whether you are a tobacco user.
We would recommend you to talk to one of our advisers for life insurance quotes.
Any quote that your adviser provides you with will take into account your circumstances, your medical history, as well as your budget!
Call 011-3733-4610 – Monday to Thursday from 11.00 to 19.00 and on Friday between 11.00 and 16.00