Anxiety Life Insurance

If you are one of the people in the UK who suffer from an anxiety disorder or have a history of anxiety, it is necessary to obtain life insurance coverage for this. So take steps to get insured so as not to ever be a burden on your loved ones.

Process of Application

The underwriter needs to know details about you and your medical condition to make the best policy for you. The mental health impact your life insurance depending on your condition and how severe it is.

Some questions that are generally asked during the process of applying for life insurance are as under:

  1. Do you get regular panic attacks?
  2. How long are you suffering from anxiety?
  3. How is your family environment?
  4. Have you ever tried to suicide?
  5. Are you taking medications?

What are the cases when the application can be declined

There are some cases when an insurer can decline your application for getting life insurance.

  1. You have been hospitalized for more than 2 times.
  2. You have been hospitalized within the last few months.
  3. You have tried to suicide or self-harm in the last few years.
  4. You have tried to attempt suicide more than once in the last 10 years.

Cost of Life Insurance

Anxiety life insurance rates are usually ordinary. It depends on the medical history, severeness of condition, if these are the case, premium rates can go high.

Some important points to be remembered

Anxiety problems do not affect the premium rates of your policy as it is not counted as a risky issue. So always open up with your insurer about your past issues so they could be handled beforehand.

Always make a list of all the insurance providers available in the market. Compare the terms, benefits, and premium rates of all. Then choose the affordable and budget-friendly policy completed with the best benefits related to your anxiety problem.



We would recommend you to talk to one of our advisers for life insurance quotes.
Any quote that your adviser provides you with will take into account your circumstances, your medical history, as well as your budget!
Call 011-3733-4610 – Monday to Thursday from 11.00 to 19.00 and on Friday between 11.00 and 16.00

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