Securing Life Insurance post Heart Attack can be tricky, but is certainly not impossible. Insurance providers are sympathetic towards your health and work hard to find you the most suitable insurance policy as per you circumstances,
Life Insurance after Heart Attack:
To find you the most appropriate Heart Attack Life Insurance policy, insurers will need to find out as much as they can, about you and your medical history.
Things your insurers need to know:
- How many heart attacks have you had?
- When did the heart attack happen?
- How many vessels were affected?
- Did you need to have surgery?
- Was a stent fitted?
- Has the heart attack left you with any lasting symptoms?
- Are your blood pressure and cholesterol under control?
Life insurance after a heart attack can be available with several insurers. If you have had a heart attack, life insurance applications will typically be considered once you have passed six months since the event
The insurer may want to speak with your GP, to confirm all of the details regarding your heart attack and any other additional medical issues that you have. This is a standard process for people with pre-existing medical conditions and should cause no concern. In case you have not had any other significant health conditions in your medical history, your insurance application may be accepted by quite a few insurers. However, life insurance will often be offered at what is known as non-standard terms i.e., premium increase. Typically, the longer it’s been since your heart attack, the lower the premium increase will be. If you have any other medical conditions like diabetes, life insurance may still be available, but will probably need to be placed with a specialist insurance provider.
We would recommend you to talk to one of our advisers for life insurance quotes.
Any quote that your adviser provides you with will take into account your circumstances, your medical history, as well as your budget!
Call 011-3733-4610 – Monday to Thursday from 11.00 to 19.00 and on Friday between 11.00 and 16.00