Why you should think of a life insurance after a heart complication (heart attack)

It’s evident that trying to find a life policy with pre-existing complications of the heart, can be a worrying and a challenging situation but no need to give up since we have outlined some helpful options in this article to help you scale the wall. Thinking about the well-being of your family shortly sometimes becomes a discouraging moment when not in knowledge of what to exactly do if the worst event (death) happens. The good news is that a life policy is possible and inexpensive and so one should consider taking advantage of the newfound truth.

Thus, it’s a requirement to prepare yourself financially to protect your family with a Life Cover.

Doing whatever that is under your control

Your financial preparation because of your loved ones and the family members’ future, is entirely 100% within your power and control. Lifestyle behaviours can aid one in arranging and securing the appropriate policy with lowered monthly contributions.

  • Quit smoking trends
  • Keep away from alcohol consumption
  • Engage in frequent body exercise
  • Manage your anger and stressful moments
  • Feed from a balanced and healthy diet

Simply embark on whatever your General Practitioner and your family members advise you to undertake. Participation in activities that can increase your life expectancy lowers the value of your insurance cover.

Does a Heart attack affect premium

The normal period to apply for a life insurance policy is between 6-12 months after you have had a heart attack. The premiums depends on several factors including

  • The severity of the heart attack
  • Your age at the time of heart attack
  • Your medical reports
  • How many vessels were affected by the heart attack

If only one vessel get affected by the heart attack, then you can apply for life insurance after 1-2 months after the episode. If more than one vessel was affected by the heart attack, you’ll get higher premiums for policy



We would recommend you to talk to one of our advisers for life insurance quotes.
Any quote that your adviser provides you with will take into account your circumstances, your medical history, as well as your budget!
Call 011-3733-4610 – Monday to Thursday from 11.00 to 19.00 and on Friday between 11.00 and 16.00
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