Facts about lupus life insurance
Lupus is an autoimmune condition that mostly gets severe due to genetic factors, photosensitivity and it can be due to reaction to certain medications. Systemic lupus erythematosus primarily affects females of childbearing age, such type of lupus can affect the skin, joints as well as internal organs. Life insurance for those who have lupus is available at standard terms when the condition is controlled and well-managed.
What things will the life insurance provider ask?
- When were you diagnosed with Lupus?
- What type of lupus do you have? (SLE or DLS)
- What are the symptoms that you experience?
- What medications or treatments do you take?
- How does this condition affect your daily life?
Getting the right insurance
Your life insurance provider must understand that being diagnosed with lupus can be a matter of concern, and leading a normal life is possible with the help of effective treatment and medication. In most cases, this condition doesn’t affect life expectancy and it is possible to live a full and rewarding life. You need to consult a life insurance provider who can understand your specific needs and find a suitable policy for you.
The insurance company you choose to apply with will want to see a medical report from your GP
Your insurer will be interested to know how the condition affects you. Especially, your current health status will play a crucial role to identify the cost of life insurance as well as the premiums that you will need to pay every month.
Consult professionals for more details!
If you want to know more about life insurance with lupus, get in touch with our expert life insurance providers. They will help you in every step of the way and ensure that you get the right policy.
We would recommend you to talk to one of our advisers for life insurance quotes.
Any quote that your adviser provides you with will take into account your circumstances, your medical history, as well as your budget!
Call 011-3733-4610 – Monday to Thursday from 11.00 to 19.00 and on Friday between 11.00 and 16.00