CANCER AND CANCER LIFE INSURANCE
Cancer is a disease caused by an abnormal and uncontrolled division of cells that could have formerly been a tumour.
Most forms of cancers are curable if treated when detected at the initial stages. It is a scary experience that can end up being a trauma for some people.
Cancer Life Insurance aims at reducing this mental stress and trauma that you have suffered from for you and your family to lead a peaceful and disturbance-free life.
CANCER INSURANCE AND WHAT THEY MAY ASK YOU
Any person who has undergone cancer treatment qualifies for cancer life insurance.
Before you apply for cancer life insurance; however, the insurer may ask you specific questions correlating to your disease to understand you and your preference for a policy better.
The items can vary from insurer to insurer but the most basic questions asked are:
- What type of cancer were you diagnosed with?
- Did you receive chemotherapy or any other treatment?
- At what stage were you diagnosed?
- What medications did you receive, and when was your last treatment?
- Are there chances of you relapsing?
- What was the grading of cancer?
Answering these questions apart from the fundamental questions about health, age, habits and lifestyle will enable the insurer to understand what kind of policy and premium should be considered.
If the cancer was severe and had long-lasting effects on the body, the premiums will be much higher than that of the cases where the disease was lower in intensity.
Also, if cancer is severe and complicated, you will need the help of an underwriter who you need to notify with all the information about your disease for his/her for adequate examination and conclusion.
INSURANCE AND ASSURANCE
Having insurance is an assurance in itself that everything will be alright even if things get worse and that you’ll have a financial remedy for protection and economic stabilisation shortly without fail.
We would recommend you to talk to one of our advisers for life insurance quotes.
Any quote that your adviser provides you with will take into account your circumstances, your medical history, as well as your budget!
Call 011-3733-4610 – Monday to Thursday from 11.00 to 19.00 and on Friday between 11.00 and 16.00