What is the overriding thought in your head? You are constantly thinking about Cerebral Palsy and life insurance.
Protecting your family’s financial future is essential! You have spent countless years to earn big bucks and now is the time to buy life cover. When you have a medical condition such as Cerebral Palsy, it can affect your life insurance approval status.
Insurance companies shy away from approving prospective policy buyers who suffer from high-risk diseases.
Please note – Cerebral Palsy is a disorder group which affects the balance, posture, and movement. The medical condition has different effects on patients. The muscle tone may be impaired or the fine motor skills get affected by the condition.
The question is – How does Cerebral Palsy affect life insurance?
For starters, patients who are suffering from this condition CAN get life insurance. However, you need to find an insurance company that specializes in high-risk cases.
What will it cost?
Cognitive disabilities and muscle spasms are controllable. If the symptoms are mild, then you will be offered the life insurance at a standard rate.
If there is bone deformity or motor skills dysfunction, then there is a serious problem.
In some cases, the life insurance company may deny. But, there are insurance companies who specialize in these cases. The premiums may be a bit on the higher side, but it will be worth it.
Leaving the world without life insurance puts a lot of burden on your loved ones. They are left behind without any financial raincoat. Also, covering funeral and mortgage costs may be difficult without getting a life insurance in place.
Securing your loved one’s future should be on your priority list.
Get Cerebral Palsy life insurance coverage today!
Speak to the insurance agent and they will surely quote the best price. Do not shy away from comparing the products (policy) to find the best quote.
We would recommend you to talk to one of our advisers for life insurance quotes.
Any quote that your adviser provides you with will take into account your circumstances, your medical history, as well as your budget!
Call 011-3733-4610 – Monday to Thursday from 11.00 to 19.00 and on Friday between 11.00 and 16.00