The Coeliac Disease and Life Insurance
Insurers in the United Kingdom have a protection policy to cater to the United Kingdom citizens having medical problems, those engaging in risky activities and hobbies. Under medical problems, we introduce a Coeliac Disease Life policy to offer protection depending on the individual’s requirements and status.
Research shows that about one in a group of 300 people in the United Kingdom is affected by this condition.
When seeking a Life Insurance due to such conditions, a close look at your application is done for end result determination. Underwriters usually pick areas to ask questions about which are essential in policy application procedures. Keep Reading through…
Does Coeliac Disease Affect Life Insurance?
No, it does not affect your life insurance if you have celiac disease and if it is controlled by a diet it will generally not even affect life insurance rates. One can get the best rates even if you suffer from celiac disease
The only, case when you’ll get higher premium rates, are when the coeliac disease causes other problems that are not being corrected by diet.
Main Points Emphasized by Underwriters
- Underwriters usually consider looking at these main key points;
- The date at which the first diagnosis was taken
- Kinds of treatment you are embracing
- How often do symptoms show up?
- Any additional and associated conditions
- Any family medical history
The good side of this is, insurers won’t consider sending you away since applications can go through so easily. Coeliac Disease has no effect on human life expectancy and this tells us, a cover can be readily available even at normal rates
THE BOTTOM LINE
Keep in mind that a medical report from a GP is important since an insurer can ask for it at any given time.Get in touch with your insurer and disclose each detail to get your application approved and to know the potential options available to you.
We would recommend you to talk to one of our advisers for life insurance quotes.
Any quote that your adviser provides you with will take into account your circumstances, your medical history, as well as your budget!
Call 011-3733-4610 – Monday to Thursday from 11.00 to 19.00 and on Friday between 11.00 and 16.00