COPD caused by Alpha 1-antitrypsin deficiency
Chronic obstructive pulmonary disease (COPD) is a type of lung condition that leads to breathing difficulties and other conditions such as:
- Chronic bronchitis – long-term inflammation of the airways
- Emphysema – damage to the air sacs in the lungs
COPD mainly affects middle-aged or older adults who smoke. Sometimes people may not realize that they are suffering from this health condition. In most cases, breathing problems can get worse with time and can limit normal activities, although treatment can help keep the condition under control.
Alpha-1-antitrypsin deficiency (AATD) is a rare health condition and, inherited which can cause lung and liver problems. It’s thought that about 25,000 people in the UK have a genetic condition, though very few people need a diagnosis.
A report from your GP can be required
It is important to note that life insurance providers can ask for a report from your GP to establish a clear picture of your health and understand the risks associated. It is a standard process followed by insurers and you don’t need to worry about it.
Not every insurer will approve your life insurance
Yes, it is important to keep in mind that some insurers can neglect to cover this condition, you will need to consult specialist life insurance providers if you want to ensure that you get the right life insurance and in a hassle-free way. Also, to increase your chances of getting life insurance you need to make sure that you provide your life insurance company with all the details in a transparent way.
Know more from life insurance experts
To know more about life insurance with COPD, feel free to connect with our insurance experts. They will help you in every step of the way and make sure that you get the right cover.
We would recommend you to talk to one of our advisers for life insurance quotes.
Any quote that your adviser provides you with will take into account your circumstances, your medical history, as well as your budget!
Call 011-3733-4610 – Monday to Thursday from 11.00 to 19.00 and on Friday between 11.00 and 16.00