Overview:

Crohn’s Disease is estimated to affect about 115,000 individuals in the UK alone and is found to be more common in females than males.

The cause of the disease is not yet known but the relative symptoms usually start appearing as early as 10 and as late as 40.

Life insurance for sufferers of Crohn’s Disease is dependent on many factors. The severity of the condition, in particular, will determine the availability of life insurance, generally, patients with milder symptoms will be provided with life insurance and sometimes under standard terms and conditions. For patients with severe symptoms, it is advised they consult a special insurance provider to get an affordable rate of premium.

IBS or Irritable Bowel Syndrome

IBS is common and can affect up to 2 individuals in a group of 10 in the UK and is also found to affect more men than women usually in the individuals belonging to the 20 to 30 age group.

Comparatively, IBS is found to be more easily covered if you do not have any other medical complication. You must disclose all relevant information at the time of application to the insurance agent to avoid any other problem at the time of insurance claim.

Ulcerative Colitis

It is an autoimmune disease thought to affect close to 146000 people in the UK alone. Patients are usually diagnosed between the age of 15 and 25 and are a common condition especially from life insurance point-of-view.

The severity of the condition and the details of the most recent flare-up play an important role in determining the cost of your insurance cover. In most cases, insurers have provided insurance under standard terms and conditions to ulcerative colitis patients. However, we do encourage you to answer all questions with utmost honesty and disclose all relevant information to the insurance providers.



We would recommend you to talk to one of our advisers for life insurance quotes.
Any quote that your adviser provides you with will take into account your circumstances, your medical history, as well as your budget!
Call 011-3733-4610 – Monday to Thursday from 11.00 to 19.00 and on Friday between 11.00 and 16.00
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