DERMATOMYOSITIS- WHAT IS IT?
Dermatomyositis is a skin and underlying muscle inflammation disease where the degeneration of collagen, discolouration, and swelling occurs due to an autoimmune disease or association with internal cancer.
The cause of this disease is unknown, and it mainly affects small blood vessels in muscular tissues. The most common type of cancer associated with it is breast, lung, and intestine cancer, and it is often linked with polymyositis.
The life insurance policy for this disease is often available at special terms with the high risk involved.
The presence of an underwriter is required for proper indication and purchase of the system at the lowest premium rating possible.
HOW TO PURCHASE THE RIGHT INSURANCE POLICY FOR YOU?
The insurer who is invested and interested in understanding your condition will be able to provide you with the best practical life insurance policy.
They will pay attention and cater to your needs for the insurance by drawing out and exempting all the terms as per your request and approval.
If the insurer or insured feels that the policy is incomplete or abstract, he/she/they are free to discuss the terms as per their liking to conclude.
Apart from the general discussion, the insurer will be interested in knowing about:
- How long since you’ve diagnosed?
- The type of medication you use
- The previous medical history and other lifestyle-related questions
- How severe is your condition?
- Any secondary conditions that the insurer should know about.
Only in exceptional cases where you are unable to furnish a general physician’s report on your condition and have not been able to prove that you are a healthy, stable, and financially established person, will the insurer choose to decline your application.
WHEN TO GET YOUR DERMATOMYOSITIS LIFE INSURANCE?
It should be a convenient and preventive measure for you after you’ve been diagnosed with the disease to have a financially backed up future despite having a health drawback.
We would recommend you to talk to one of our advisers for life insurance quotes.
Any quote that your adviser provides you with will take into account your circumstances, your medical history, as well as your budget!
Call 011-3733-4610 – Monday to Thursday from 11.00 to 19.00 and on Friday between 11.00 and 16.00