Living with diabetes is difficult, especially when you have family or children to protect, you need to be very careful about protecting the future of your near and dear ones. Well, when we talk about protecting the future, life insurance is the first thing that may come to your mind. But, can you get life insurance if you are living with diabetes? Check out what you need to know about life insurance and diabetes.

Can you get life insurance if you are diabetic?

Luckily, the answer is yes, it is possible to get life insurance regardless of the type of diabetes you have (Type 1 or Type 2 diabetes). All you need to do is look for a reliable life insurance company that provides a good life insurance deal as per your condition. Due to the risk involved, it is obvious that people with diabetes will have to pay higher to get life insurance.

The effects of diabetes on your life insurance

When a diabetic person applies for life insurance, the life insurance provider will ask for some important details about the current condition of the person, it includes:

  • Type of diabetes you have (Type 1 or Type 2)
  • How long have you been suffering?
  • About the medicines you take
  • Your Hba1c (blood sugar) levels
  • Your BMI
  • Some questions regarding your smoking and drinking habits

Do you need to tell your insurer if you are diabetic?

Yes, it is of utmost importance to inform your insurer about the condition (about any kind of disease you are dealing with) to avoid hassles. If you hide anything, your policy is more likely to get invalidated and the claim can be rejected.

Know more from experts

To know more details about diabetes and life insurance, feel free to connect with our professionals.



We would recommend you to talk to one of our advisers for life insurance quotes.
Any quote that your adviser provides you with will take into account your circumstances, your medical history, as well as your budget!
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