Are you a fisherman, trawlerman or deep-sea fisherman who is worried about finding financial peace of mind should an accident or unexpected happens whilst fishing? This article will give you a clear picture of Fisherman Life Insurance, its underwriting process and the questions that you may come across while applying for it.
Fisherman Life Insurance:
When you enquire about cover for your fishing activities, insurers will take into consideration several factors linked to your fishing activities and your lifestyle. You must disclose every single risk related to your fishing activity, lifestyle, medical and other questions completely.
General lifestyle questions, that relate to your enquiry for fishing cover, may include your:
- Personal health, fitness & lifestyle (e.g. smoking and/or alcohol consumption)
- Height & weight
- Age & health background
Other occupational and recreational questions related to your fishing activity may include:
- Type of fishing activity (e.g. recreational, commercial industrial)
- Location of fishing activity (close to shore or deep-sea; UK and/or overseas)
- Frequency of participation in fishing and use of dangerous equipments
- Income (for Income Protection enquiries)
Life Insurance policy for fishermen can often be secured at normal terms, but this will depend significantly on the types of vessel that you use, where you travel to (close to shore, deep-sea) and how frequently you are at sea. Fishermen on small vessels, deep-sea trips or regular excursions may find that their Life Insurance policy is offered at special terms which will likely involve an increase to the base monthly premiums or exclusions being applied to your policy terms.
We would recommend you to talk to one of our advisers for life insurance quotes.
Any quote that your adviser provides you with will take into account your circumstances, your medical history, as well as your budget!
Call 011-3733-4610 – Monday to Thursday from 11.00 to 19.00 and on Friday between 11.00 and 16.00