I suffer from Angina. Can I get a life insurance policy?
For people who have Angina or coronary heart disease can have a life insurance policy underwritten depending on the severity of his health condition and other correlated health issues. People with Angina often suffer from chest pain caused by lack of blood flow.
There are two types of Angina – Stable Angina and Unstable Angina. Stable Angina can easily be controlled and often don’t require medical attention … but unstable Angina requires constant medication.
The loading is required in case of insurance for angina patients varies drastically.
During application, a medical history report and other relevant documents need to be submitted.
As per standard procedure of insurance companies, the applicant needs to submit all relevant documents to help the insurance company assess the severity of the condition in terms of the health of the applicant, and provide him with the best solution available.
While applying, you need to answer some questions regarding your medical history, age, medications, smoking habit, pre-existing medical conditions and more.
The premiums of any standard life insurance policy typically depend on the variables like – the tenure of the cover, the amount you need to take out and the premium you can afford.
The Ideal Coverage
The life insurance policy, especially for a person who has suffered from Angina, might come with an increased cost. After performing all the necessary checks, the underwriter decides the amount.
Nevertheless, there are chances when you might need to pay an additional premium, but this should not stop you from getting a cover. After all, you should focus on securing the future, and a little extra cost is not more valuable than the security of your dear ones!!
Pick up the Best!
When you think of getting the right policy, always consider reaching out a genuine and reputed agency. It will help you with a safe and justified investment. So, what are you waiting for? Get the best life cover for at the earliest!!
We would recommend you to talk to one of our advisers for life insurance quotes.
Any quote that your adviser provides you with will take into account your circumstances, your medical history, as well as your budget!
Call 011-3733-4610 – Monday to Thursday from 11.00 to 19.00 and on Friday between 11.00 and 16.00