Acquiring life insurance for people with gout can be extremely challenging, especially if you don’t have an independent advisor who has experience working with those who have gout in their lives. Getting gout life insurance is very possible and also affordable. It is important, to be honest with the information you provide to your insurer during the application process.
Why you need gout life insurance policy to secure your family
Gout is a serious illness that could cause death if the condition worsens. You need this policy because your family’s future is in your hands if they depend on your income. The first thing, therefore, that should come to your mind once you are diagnosed with gout is getting coverage for your family.
This will offer financial protection when you die. It will replace your income and not leave you in despair.
Underwriters will walk you through a series of questions to have an idea of your case.
- When were you diagnosed with gout?
- Have you experienced any symptoms in the last 6 months?
- What medication did you use to manage your condition?
- Are you a rehabilitation program?
- Are you having any other health issues?
The way you will respond to these questions will help underwriters determine what rating you can expect for a life insurance policy.
Tips to help you get the best life insurance
- Take your time reviewing the options you have; you need to have an independent advisor for this to work best for you. They will give you many options you can explore while striving to make an application.
- Ask a lot of questions; ask questions where you feel you need more clarification. This will help you get what you want in the long run. It may also reduce the chances of getting denied a life insurance policy
We would recommend you to talk to one of our advisers for life insurance quotes.
Any quote that your adviser provides you with will take into account your circumstances, your medical history, as well as your budget!
Call 011-3733-4610 – Monday to Thursday from 11.00 to 19.00 and on Friday between 11.00 and 16.00