If you have been diagnosed with a heart condition, getting life insurance should be your biggest concern. Life insurance for heart condition gives you peace of mind for the future if you have a family that depends on your income for survival. The right life insurance policy can provide your family with financial support when there is no more. It will help cover for the loss of your income.
Is getting life insurance with heart condition possible?
Yes. It is possible to buy coverage to secure the future of your family. Getting heart conditions life insurance may be tough but it will help you minimize the uncertainties of the future and release your family of a financial burden. It provides you with a sense of financial security that your family needs after all.
How it works
Underwriters will have to obtain your accurate medical history when you are making an application. Some of the questions you will need to answer when applying for heart conditions life insurance include:
- When were you diagnosed and at what age?
- Which symptoms did you experience? How often? How severe is your condition?
- Are you currently on treatment? Or are you yet to receive treatment?
- Have you ever been hospitalized over heart conditions?
- Are you having any other medical or health issues?
- Your lifestyle; are you a smoker?
How much will it cost you to obtain life insurance when you have a heart condition?
The cost for heart condition life insurance cover depends on associated risks of your condition, the severity of your disease and you are managing the condition. It also depends on the amount of term you want and your health status at the moment of your application as well as your medical history.
If your heart disease is complicated, your life insurance may be subject to increased premiums.
We would recommend you to talk to one of our advisers for life insurance quotes.
Any quote that your adviser provides you with will take into account your circumstances, your medical history, as well as your budget!
Call 011-3733-4610 – Monday to Thursday from 11.00 to 19.00 and on Friday between 11.00 and 16.00