What diseases you are likely to suffer from if you have high cholesterol?

Cholesterol helps to build red blood cells but the high level of cholesterol is bad for your health as it may get deposited in the arteries and you may develop fatty deposits in the blood vessels. The main reason for high cholesterol is unhealthy diet, lack of exercise, smoking tobacco, being obese among others. The good news is this condition can be reversed by a healthy diet, regular exercise and avoiding alcohol and consumption of tobacco. Our body naturally produces all the LDL (bad) cholesterol it requires but an unhealthy lifestyle, lack of exercise, eating junk food results in high bad cholesterol in the body. However, some people may get it genetically and inherit the disease from their parents. You may even inherit the disease from your grand-parents.

Do insurance companies consider high cholesterol as a risk factor and are reluctant to give cover to a person suffering from it?

It depends on your condition but usually, insurance companies offer cover to a person suffering from high cholesterol at normal rates if the condition is not too alarming. If you have very high cholesterol means you are at a higher risk of getting a heart attack. So, insurance companies may ask you to get a health check-up done before they offer health and life insurance. If you have a high body mass index, high bad cholesterol or have multiple conditions insurance companies may consider charging a higher premium. Since it is possible to reverse with a healthy lifestyle one should focus and be determined to do it.

How can you reduce high cholesterol?

Regular exercise and diet with low fat and high fibre are likely to help reverse the condition.

We would recommend you to talk to one of our advisers for life insurance quotes.
Any quote that your adviser provides you with will take into account your circumstances, your medical history, as well as your budget!
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