Hodgkin’s Lymphoma- Brief
Hodgkin’s lymphoma is a form of cancer that grows within the immune system, specifically the lymphatic system. This type of cancer can develop at any age but is most common in those that are in their early 20s or over the age of 70.
Securing life insurance with Hodgkin’s lymphoma:
By selecting the policy that best suits your requirements, you get the ultimate peace of mind that everything and everyone will be taken care of. So if you have been diagnosed and treated for Hodgkin Lymphoma and want to find the best life cover, here’s what you need to provide to your insurer:
- When were you diagnosed?
- Your symptoms. And was there any involvement of your bone marrow?
- Have you undergone treatment, and if so, what treatments and when?
- When did you last have treatment?
- Are you fully recovered?
Obtaining a life insurance policy after Hodgkin Lymphoma is not going to be as straightforward as someone that has not had cancer. But that doesn’t mean that there are no options available to you, or it will be a stressful experience.
How much will it cost?
For some who have had Hodgkin Lymphoma, it is possible to get a policy that includes nearly standard terms. This will depend on your circumstances and can also depend on things like the time since your diagnosis, whether you had a restricted or advanced diagnosis, the treatment you have undergone and the time since your treatment ended.
If, however, you have finished your treatment more recently or the staging of the cancer was more advanced, then standard terms are less likely and you may be offered a policy on non-standard terms i.e., higher premiums. However, this doesn’t sound ideal but that isn’t the end of your options. Instead, you can approach specialist insurers which can open up several additional options that do not have to cost the earth. Insurers will often ask to see a medical report from your doctor to confirm your medical history, as well as your current health status.
And if you still have Hodgkin Lymphoma, there are some insurance options for you too. These would be with a specialist insurer and your policy would be likely to exclude any claims related to the cancer.
We would recommend you to talk to one of our advisers for life insurance quotes.
Any quote that your adviser provides you with will take into account your circumstances, your medical history, as well as your budget!
Call 011-3733-4610 – Monday to Thursday from 11.00 to 19.00 and on Friday between 11.00 and 16.00