Behcet’s syndrome is a very rare disorder which results in the inflammation of the blood vessels throughout the body of the patient. The symptoms of the condition include mouth sores, eye inflammation, skin rashes and lesions and sometimes even genital sores.
Behcet’s syndrome and Life Insurance
Medical professionals believe that in most cases of Behcet’s syndrome the patients are well capable of monitoring and controlling the medical condition.
While sometimes the symptoms of the condition can be severe, in most cases the symptoms are mild and can be managed easily to make sure they do not interfere with the day to day activities of the patient.
Despite this, the insurance underwriters do make sure they have a thorough look through your insurance application and your medical history.
Factors the life insurance providers will look into
There are a few factors the insurance underwriters will look into, some of them are listed below:
- The details of your diagnose
- The treatments and medication you use to control your symptoms
- How effective the medication and/or the treatment is at controlling your symptoms?
- The frequency of your medical symptoms
- The severity of your symptoms
- If you have any other secondary conditions?
How will the cost of insurance be affected by your condition?
In many patients, the symptoms of the condition vary, both in nature and severity. Most of these symptoms are easily treatable with proper medication and treatment. In some patients, these symptoms even resolve permanently and never return.
In cases of mild Behcet’s syndrome, the life insurance policy will be available at standard rates and terms of the policy.
In moderate to severe cases the policy of choice might be made available but at loaded or non-standard rates of premiums.
Tips on reducing the rate of premium
The rates of premium and cost of insurance are likely to be higher if you smoke or follow an unhealthy lifestyle.
The cost of insurance will also be higher if you have additional medical conditions and/or have dangerous hobbies.
We would recommend you to talk to one of our advisers for life insurance quotes.
Any quote that your adviser provides you with will take into account your circumstances, your medical history, as well as your budget!
Call 011-3733-4610 – Monday to Thursday from 11.00 to 19.00 and on Friday between 11.00 and 16.00