Anaemia and life insurance

Haemoglobin is a type of protein that is found within red blood cells that carry oxygen in the blood. Anaemia is a health condition that reflects a lack of haemoglobin or a reduced amount of red blood cells in the bloodstream. There are many different types of anaemia whereas the most common form is iron deficiency anaemia. This condition is more likely to affect women as compared to men, some common reasons include menstruation, pregnancy, and lack of proper diet.

What will your insurer want to know?

  • What is the underlying cause of your health condition?
  • When were you diagnosed?
  • What treatments or medicines did you take?
  • What is the result of your most recent blood test?
  • Do you have any secondary health conditions?
  • How long have you been off work due to this condition?
  • How does this condition affect your daily life?

Some life insurance providers can ask for a report from your GP

Before approving your life insurance, some insurers can ask for a report from your GP to establish a clear picture of your health, it is a standard process and you don’t need to worry about it.

Make sure to be transparent

If you want to ensure that your life insurance application gets processed smoothly, make sure to provide your insurer with all the right details about your medical history and your current health status. It will allow insurers to analyze your application in a better way.

Be prepared with the required documents

Another thing that can simplify obtaining life insurance and save your time is to be ready with the documents and reports that life insurance providers can ask for during your application.

Know more from experts

If you want to know more about life insurance with anaemia, feel free to connect with our life insurance providers. 



We would recommend you to talk to one of our advisers for life insurance quotes.
Any quote that your adviser provides you with will take into account your circumstances, your medical history, as well as your budget!
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