Suffering from any kind of health condition is never easy, and Hypermobility syndrome is no exception. You may have to deal with various challenges when you suffer from such condition and more importantly, you will surely find yourself worried about the financial future of your loved ones. Well, if you have been diagnosed with Hypermobility syndrome and looking for life insurance, you have come to the right place.

What will an insurance company want to know about your health condition?

  • When were you diagnosed?
  • What symptoms did you experience?
  • What was the last time when you experienced symptoms?
  • Do you take any medicine or treatment?
  • Do you find the need for mobility aids?
  • Are you able to continue your work?
  • Do you have any secondary conditions such as Marfan’s syndrome or Ehlers-Danlos syndrome?

Some insurers are careful before approving life insurance!

You can find some insurers to be very careful while assessing your applications with hypermobility syndrome. Some insurance companies can automatically link the hypermobility to Ehler-Danlos Syndrome and consider this to be a more serious health condition that it is in reality.

Of course, it is unfortunate and it is advisable to consult specialist life insurance providers so that your application can be assessed properly.

When should you apply?

While applying for life insurance, the insurance company will ask for details about how long you been diagnosed with hypermobility syndrome and how do you control and manage the condition. Moreover, if you can work, it will be a good indication as it will represent a positive status of your health.

When you will consult the right insurance provider, your application is more likely to be processed in the right way, and you increase the chances of getting approval, make sure that you don’t have any significant injury or musculoskeletal issues.

When the insurer notices that your symptoms are mild, you can get life insurance on standard terms. On the other hand, when symptoms are severe and you are unable to work due to this condition, you will be offered life insurance with increase premium.

We would recommend you to talk to one of our advisers for life insurance quotes.
Any quote that your adviser provides you with will take into account your circumstances, your medical history, as well as your budget!
Call 011-3733-4610 – Monday to Thursday from 11.00 to 19.00 and on Friday between 11.00 and 16.00
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