Generally, hypertrophic cardiomyopathy health condition means the heart is enlarged, thick, and/or rigid. It leads to damage in the muscle tone of the heart and works as a restriction in hearts’ ability to pump blood. The symptoms of this health condition include chest pain and shortness of breath, life insurance providers can be found cautious before approving life insurance for people with this health condition.
How Hypertrophic Cardiomyopathy affects life insurance?
Life Insurance for people with hypertrophic cardiomyopathy can be obtained with the help of various insurance providers. Your insurer would like to know whether your diagnosis is classified as mild, moderate, or severe, and the insurer may want to see the report from your recent treatment or diagnosis. Generally, insurers pay for the reports they ask for, you don’t need to worry about it.
According to the severity of your condition life insurance providers will decide the cost and premium of life insurance. You need to keep in mind that in extreme circumstances and when there are secondary health conditions involved, your application can be declined by the insurer. You need to get in touch with the life insurance provider having experience of dealing with applications for people with hypertrophic cardiomyopathy.
What information can be required by the insurer?
- Your insurer can ask some important questions including:
- When were you diagnosed with Hypertrophic Cardiomyopathy?
- How does this health condition affect your daily life?
- How severe is your health condition and what are the symptoms?
- Do you have any secondary health conditions?
Make sure to provide your insurer with all the details in a transparent way so that your application can be analyzed properly.
Consult life insurance professionals for more!
If you have been diagnosed with Hypertrophic Cardiomyopathy and you are looking for life insurance, feel free to connect with our life insurance experts.
We would recommend you to talk to one of our advisers for life insurance quotes.
Any quote that your adviser provides you with will take into account your circumstances, your medical history, as well as your budget!
Call 011-3733-4610 – Monday to Thursday from 11.00 to 19.00 and on Friday between 11.00 and 16.00