Angioplasty is a surgery done to open the blocked arteries and restore normal blood flow to the heart, of course, it is not a major or life-threatening surgery to perform, but when you apply for life insurance, your medical history and your current health status play a crucial role.
Especially, when we talk about critical illness cover, it is important to know whether your policy covers angioplasty or it is an exclusion. If you want to know whether an angioplasty is covered under critical illness cover, you have come to the right place.
Does critical illness policy cover angioplasty?
First, it is important to keep in mind that you will be provided with a list of illnesses that are not covered under your critical illness insurance. Remember, not all critical illness policies cover angioplasty, and hence, you need to be very careful before making a final decision.
In some cases, life insurance providers will cover angioplasty to some extent, it can be either 10% to 25%, that you need to confirm from your life insurance provider. Life insurance providers can ask for a detailed report from your GP to understand your condition.
Some life insurance providers don’t consider angioplasty to be a critical illness and hence, they can completely neglect payout for angioplasty.
Critical illness policies differ
Not all the critical illness policies are the same, it can be possible that you are not covered for angioplasty if you choose to buy low priced critical illness cover, but it can be covered to an extent if you choose a better policy that covers more illnesses.
Consult experts for the right details!
If you want to know about angioplasty and critical illness cover, it is advisable to connect with our life insurance providers.
Our insurance experts will provide you with the right details and guidance and help you choose the life insurance policy specific to your needs.
We would recommend you to talk to one of our advisers for life insurance quotes.
Any quote that your adviser provides you with will take into account your circumstances, your medical history, as well as your budget!
Call 011-3733-4610 – Monday to Thursday from 11.00 to 19.00 and on Friday between 11.00 and 16.00