When we talk about armed forces or duties performed when on active army duty, some example occupations include pilot, infantry, and gunner. If you are active on army duty, it can be taken seriously by life insurance providers as there are some risks associated such as active combat, explosives, working in hazardous countries, total permanent disability as there are some high-risk duties are needed to be performed such as manual worker, administrator, medical staff, and others.
What will your insurer want to know?
- What is your job role?
- Who is your employer?
- What type of risks do you face on duty?
- What type of military kit do you use?
- Are you active on duty?
- Are you based in the UK or retired?
It can be a matter of concern for Armed Forces personnel is when the individual is active deployment or due to see frontline action within 6 months. to fully assess the risks of your job as a member of the Armed Forces, the insurance provider will need to know your regular duties.
Consult a life insurance provider who regularly arranges life insurance for Armed Forces personnel and you are more likely to get cover at standard terms, without any price increase, But, it will depend upon the type of duties you perform. Life insurance providers are frequently changing their views on this so there is rarely a ‘single’ best life insurance provider that can work well. It is important to keep in mind that life insurance can be available on standard terms and some insurers can increase your premiums.
Know more from experts!
If you want to know more about life insurance when you are on active army duties, feel free to connect with our life insurance provider. They will help you every step of the way.
We would recommend you to talk to one of our advisers for life insurance quotes.
Any quote that your adviser provides you with will take into account your circumstances, your medical history, as well as your budget!
Call 011-3733-4610 – Monday to Thursday from 11.00 to 19.00 and on Friday between 11.00 and 16.00