During parenting, several Brits do arrange a Critical Illness cover for their dear children in which the availability only depends on whether the parent has already secured a Critical Illness cover for him/herself. If a parent has secured the policy first, therefore the stand-alone Critical Illness cover for a child is available as an addition to the parent’s policy. The Critical Illness cover offered to the child is essential since it can aid in making payments for the following:

  • Hotel and Flight boarding, for advanced healthcare.
  • It’s a shield for your monthly income while on leave to take care of your children.
  • While a parent is taking care of the ailing child, it looks onto the needs of the other children.
  • The cover can be used for a medical wheelchair acquisition and any other equipment.
  • The pay-out caters for health care in private medical entities.
  • Caters for transport fees incurred in clinical visits.


In the marketplace, you will meet various insurance providers having different covers. For the avoidance of confusion, it is quite worth it to approach an insurance expert who has a wider knowledge of the new and the most suitable covers at their best-offered costs.

Most of the adult Critical Illness cover consists of a child’s cover at normal rates but can only be paid for to an amount like 35,000 pounds as a claim towards a child.

While that figure seems so little, there is an insurer in Great Britain who pays a claim amounting to at least 100,000 pounds for a child’s cover.


The Critical Illness cover comes with some provisions such as; the availability of the policy up when the child hits 18 years, no extra coins included on the waived premium and you have a liberty to choose or discard the cover depending on the current situation.

We would recommend you to talk to one of our advisers for life insurance quotes.
Any quote that your adviser provides you with will take into account your circumstances, your medical history, as well as your budget!
Call 011-3733-4610 – Monday to Thursday from 11.00 to 19.00 and on Friday between 11.00 and 16.00
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