Life insurance and rare medical condition
Life insurance is a necessity of every home, it’s an important financial protection for your loved ones and it proves to be helpful when you need it the most. But, when it comes to obtaining life insurance, various things are needed to be taken into account, life insurance providers will want to know the right details about your current health condition and if there is any medical condition, it can cause some difficulties to get life insurance. Especially when some health conditions affect your life expectancy, or it is some kind of rare medical condition, it can be difficult but not impossible to get insurance.
An example of a rare medical condition
There are various kinds of a rare medical condition and one of them is JAK2 Exon 12 positive polycythaemia vera. (PV). The treatment for this particular disorder is known as Venesection. The treatment includes removing about one pint (half-a-litre) of blood at a time, it is similar to the procedure used for blood donation.
What can you do?
Yes, it is difficult but not impossible when it comes to finding life insurance with rare medical conditions. You may need to consult specialist life insurance providers who have experience in dealing with life insurance cases with a medical history. Experienced life insurance providers can help you find the right policy and also simplify the process.
Some life insurance providers can increase your premiums
It is important to note that some life insurance providers can increase your monthly premiums to cover the risk associated with your disease.
Know more from experts
If you want to know more about life insurance and rare medical condition, feel free to connect with our life insurance providers, they will help you in every step of the way.
We would recommend you to talk to one of our advisers for life insurance quotes.
Any quote that your adviser provides you with will take into account your circumstances, your medical history, as well as your budget!
Call 011-3733-4610 – Monday to Thursday from 11.00 to 19.00 and on Friday between 11.00 and 16.00