What are epilepsy and fibrous dysplasia?
Epilepsy is a common neurological disorder of the central nervous system characterised by abnormal brain activity which results in seizures or episodes of unusual behaviour by the patient. The condition can also lead to unusual sensations and loss of awareness and consciousness.
Fibrous dysplasia is a skeletal disorder that causes normal bones and marrow to be replaced with fibrous tissue which causes the normal bones to become weak and prone to expansion. Due to this a lot of complications occur if the patient suffers fracture, deformity, functional impairment and pain.
Life Insurance with Epilepsy and Fibrous Dysplasia
The presence of any medical condition is a red flag on your insurance application. However, this does not mean that you are not eligible for life insurance.
Apart from your medical conditions, there are a lot of factors that affect the cost of your life insurance:
- Your BMI
Cost of life Insurance with Epilepsy and fibrous dysplasia
The cost of your insurance will depend on a lot of factors. They include (but are not limited to the following):
- The type of epilepsy you suffer from.
- The time you were diagnosed with the condition(s)
- The date of your last seizure
- The frequency of your epileptic seizures
- The medications and any other form of treatment you practice for your condition(s)
- Any complication you may have suffered due to your fibrous dysplasia.
In most cases, life insurance should be available for patients suffering from grand mal epilepsy or petit mal epilepsy. However, the presence of secondary condition like that of fibrous dysplasia can complicate your insurance application.
What should patients with epilepsy and fibrous dysplasia do?
If your symptoms are mild then life insurance policies can be arranged through standard life insurance providers.
However, it is highly advised that you purchase life insurance after a lot of research and after approaching various life insurance providers. In many cases, the insurance providers may increase your insurance premiums by a very high rate, however, with proper medical disclosure and a good medical report from your GP you should be able to purchase life insurance at standard rates of insurance as well.
We would recommend you to talk to one of our advisers for life insurance quotes.
Any quote that your adviser provides you with will take into account your circumstances, your medical history, as well as your budget!
Call 011-3733-4610 – Monday to Thursday from 11.00 to 19.00 and on Friday between 11.00 and 16.00