When your family and loved one is sound in health, it’s enough to give you that long-lasting peace of mind. If that’s now the case, we understand the health plight and your interests in securing Life insurance with ease and affordability.

In this piece of article, we have decided to take you through Life insurance with other medical complications and whether it’s okay to continue with a Life insurance application.

WHAT ARE THESE OTHER MEDICAL COMPLICATIONS?

By mentioning the term other, we refer to those pre-existing conditions or illnesses that have been there before securing a Life policy. Just like any other insurance firm in the UK, Legal and General has got a list of pre-existing medical conditions covered that include;

  • Complications of the Kidneys
  • Complications of the heart
  • A variety of Cancers
  • Mental health sickness
  • Breathing complications and Asthma and;
  • Strokes

DO PRE-EXISTING MEDICAL CONDITIONS LIMIT YOU FROM A LIFE POLICY?

The above medical complications grants you access to a Life policy with Legal and General. What you should understand is that each person needs vary and for you to know your eligibility status, simply speak to one of L&G’s experts for an insurance guide. In providing the necessary medical information to Legal and General, do not be tempted to lie to get the less expensive coverage.

IS A MEDICAL EXAMINATION NEEDED IN THE APPLICATION PROCESS?

A medical examination is not necessary when it comes to the application process, although you need to find out first with L&G to determine whether you require one from a GP. Many people are capable of securing a suitable kind of policy across the Over 50 Life cover, the Decreasing Term Life insurance and the level term life insurance without submitting a medical report.



We would recommend you to talk to one of our advisers for life insurance quotes.
Any quote that your adviser provides you with will take into account your circumstances, your medical history, as well as your budget!
Call 011-3733-4610 – Monday to Thursday from 11.00 to 19.00 and on Friday between 11.00 and 16.00
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