WHAT IS AN OFFSHORE WORKER?
Offshore workers are those beings who work within the oil rig industry far off your land. They spend most of their time on the water. Their services comprise of machine operating, marine engineering, welding, plumbing, first aid and even cooking.
Being an offshore worker can be a very fruitful and intriguing job, but you also have to face new risks and challenges every day.
Although the safety standards are unquestionably very high, the guarantee of you being protected at work in invaluable.
Why do I need life insurance as an offshore worker?
Offshore services are considered as a risky job for many. The Offshore Worker Life Insurance gives financial security to your family in case of your uncertain death. It will also give a lump sum of money to you if you are incapable of working on medical grounds.
However, due to the life-threatening nature of some offshore jobs, obtaining the right life insurance policy at standard premiums can get difficult.
The level of life insurance offered will depend on the amount of risk involved in your job.
If your job is at low risks like an office administrator or a cook, then the chances are that you will obtain a life insurance policy with standard terms.
More about life insurance procedures
The insurance policy provider will be interested in your life and personal choices like medical history and hobbies.
To understand your requirements better, you will be provided with a list of questions. Make sure you mention precise details carefully.
Some of the questions might be:
- Do you work at heights?
- How much time of your year is spent offshore?
- What are your duties offshore?
- Which country are you based in?
- What transport do you use to get to your destination?
We would recommend you to talk to one of our advisers for life insurance quotes.
Any quote that your adviser provides you with will take into account your circumstances, your medical history, as well as your budget!
Call 011-3733-4610 – Monday to Thursday from 11.00 to 19.00 and on Friday between 11.00 and 16.00