With around 10 million people have been diagnosed with some kind of arthritis in the UK, insurance companies are well aware of the conditions and are careful before providing life insurance to people suffering from such condition. If you want to know about life insurance and arthritis, you have come to the right place.
Rheumatoid arthritis and life insurance
Rheumatoid arthritis is not taken as a very big risk for insurers, but still, the required measures are taken. It is not a fatal disease, but the drug treatment can lead to side effects and chance, extra-articular complications can lead to a risk to insurers.
The insurance company will investigate your condition thoroughly before providing you with life insurance. The type of arthritis that you have, the level of pain or limitation you deal with, how long have you been dealing with this, and any medications that you take for it, all the details will be taken into account.
What difference do the medicines you take can make?
It is the indication of the severity of the condition and this is the reason why the type of drugs you take to manage your RA will be taken into account by the insurance company. Depending upon the condition, some insurers will automatically change the classification for you as per the drug you are taking. Some drugs can be an indication of high risk whereas some of them can have different side effects.
Regardless of the condition, some life insurance companies will always have an option for you and they will be able to provide you with a suitable policy. You can do some research and check for the available options as per your current condition. For more details, you can feel free to consult our insurance professionals to help you with the same.
We would recommend you to talk to one of our advisers for life insurance quotes.
Any quote that your adviser provides you with will take into account your circumstances, your medical history, as well as your budget!
Call 011-3733-4610 – Monday to Thursday from 11.00 to 19.00 and on Friday between 11.00 and 16.00