What is Paramedic?

Paramedics are referred to those professionals who respond to emergency calls for medical help outside of a hospital. Paramedics work as the emergency medical services. Occupations related to paramedics are: Senior paramedic, air ambulance crew. Some potential problems experienced by paramedics are as follows:

  • Infectious diseases
  • Dangerous response situation
  • High-speed driving

How can you obtain Paramedics Insurance policies?

Life Insurance for paramedics will typically be available at normal terms with most insurance providers.  If your job requirement involves any helicopter work then some insurance providers may increase your premiums.

When talking about Critical Illness cover for paramedics will also generally be available at standard terms with most insurance providers provided that your occupation does not involve any high-risk tasks and you do not have any health issues related. However, you may experience that the Total and Permanent Disability may be excluded from your policy terms by every provider.

Paramedics Income Protection policies are available with a few insurance providers with an own occupation definition-meaning, should you make a claim on your application it will be assessed on your ability to work as a paramedic. With suited occupation or any occupation definition, it will be more difficult for you to secure a  successful claim  Income Protection for paramedics comes with a deferment period from 1 day-52 weeks. This is the set duration of time that you must wait for your policy benefits to start from the time that you are unable to work. During the application process you should consider any employment benefits, savings and budget that you have to determine which deferment period suits you best. 



We would recommend you to talk to one of our advisers for life insurance quotes.
Any quote that your adviser provides you with will take into account your circumstances, your medical history, as well as your budget!
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