Retinitis Pigmentosa is referred to a group of hereditary conditions that causes loss of sight. The type of genetic inheritance you carry will determine the severity of your vision loss and whether there will be any linked hearing loss. Problems faced by individuals who have retinitis pigmentosa include:
- Hearing loss and house adaptations e.g. brighter lights, easier colours etc
- Loss of driving license and independence
- Mobility aids
Life insurance and Retinitis Pigmentosa:
Life Insurance for those suffering from retinitis pigmentosa can be available at normal terms with most insurance providers. The insurance provider that you speak to may ask various questions to understand your condition and overall health properly so that they can underwrite your application fairly. Insurers would be keen to know information like; when you were diagnosed with the condition, what tests you have undergone and how severe your symptoms are. Unless it’s very serious or you have a due surgery cover should be offered at standard terms, without too much concern.
Retinitis Pigmentosa and Critical Illness cover
Critical Illness Cover for people with retinitis pigmentosa will most come with exclusion to the policy. Many Critical Illness policies offer claims in consideration to blindness or partial loss of sight. Your insurer will probably exclude these conditions from your policy claims set due to retinitis pigmentosa being present. However, this should not dishearten you though as most plans cover a minimum of 40 conditions that you would still be covered for.
We would recommend you to talk to one of our advisers for life insurance quotes.
Any quote that your adviser provides you with will take into account your circumstances, your medical history, as well as your budget!
Call 011-3733-4610 – Monday to Thursday from 11.00 to 19.00 and on Friday between 11.00 and 16.00