Although rope access technician life insurance may have restrictions, it is necessary to buy coverage to protect you and your family when the unthinkable happens. You may find that the insurance cover for this job is a bit expensive due to a higher level of risk. Due to the general risks surrounding the rope access technician job role, you will be classified as a high risk. But this should not stop you from buying coverage.

Why do you need rope access technician life insurance policy?

Rope access technician is considered as a dangerous occupation. The kind of machines you handle and chemicals you get exposed to makes it essential to acquire a life insurance cover. This coverage will help in paying bills when you are gone. You don’t want your family to undergo difficult times because you didn’t prepare well. Anything can happen while you are at work. This is why you need this insurance policy

Underwriting

Anyone acquiring rope access life insurance will undergo a similar application process. Underwriters will ask you questions about the occupation. This will help in assessing the level of risk you get exposed to while at work.

  • What role do you play at work?
    • Do you work at heights above 40 feet?
    • How regularly do you work at heights?
    • Do you work with electrics?
    • Do you handle heavy machinery or dangerous equipment while at work?
    • Do you work with dangerous chemicals?
    • Do you work in dangerous locations?

Premiums

Premiums for rope access life insurance will depend on several factors including;

  • How much cover do you want in pounds?
  • For how long {in years} do you want the cover to last?
  • What type of life insurance policy do you require?
  • What role do you play at work; extremely high-risk roles are associated with much higher premiums


We would recommend you to talk to one of our advisers for life insurance quotes.
Any quote that your adviser provides you with will take into account your circumstances, your medical history, as well as your budget!
Call 011-3733-4610 – Monday to Thursday from 11.00 to 19.00 and on Friday between 11.00 and 16.00
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