Statutory Sick Pay
Statutory Sick Pay or SSP is paid by employers to employees if they have been off work for up to 28 weeks. To be eligible for SSP, you must be an employee and should have done some work for your employer. Also, you must be earning a minimum of £120 per week, and have been ill for at least four consecutive days including non-working days.
Claiming Statutory Sick Pay
The employer must be informed about the illness before the deadline set by them or within seven days of falling ill if no deadline has been set. You also need to provide a sick note from your GP or NHS stating the reason for remaining off duty. If the employer is not informed in time, there might be some loss of SSP. SSP for the year 2020-2021 has been set at £95.85 per week.
Exceptions to getting SSP
However, there are certain exceptions in which case employees may not qualify to get SSP. These include:
- If you earn less than £120 per week for the 2020-2021 tax year
- Employees who are receiving maternity allowance or Statutory Maternity Pay
- Those who have received the maximum amount of SSP, which is for 28 weeks
- New employees who have not done any work for the employer
- Employees who receive Social Security Benefits within the last 57 days
- Employees who have been put on furloughs by the employer
- Employees on strike
SSP may not be enough
Sick pay is usually paid on the normal weekly or monthly payday. However, the benefits of sick pay may not be enough to cover you financially if you have fallen severely ill or have been injured. It may so happen that your health condition demands remaining away from work for a longer period of time, so it would be advisable to take an income protection policy to make up for the loss of income.
We would recommend you to talk to one of our advisers for life insurance quotes.
Any quote that your adviser provides you with will take into account your circumstances, your medical history, as well as your budget!
Call 011-3733-4610 – Monday to Thursday from 11.00 to 19.00 and on Friday between 11.00 and 16.00