Life insurance with stroke
Stroke sufferers face an experience that’s tormenting and scary since some of the body functionalities can be interfered with such as muscles of the face, speech, legs, and arms. Continue reading to find out more…
The Costs to Apply depends on Some Factors
After being diagnosed with this condition, insurance shops can charge you more in terms of regular monthly contributions. This is dependent on the condition severity and the types which come into two forms; Hemorrhagic and Ischaemic strokes. Ischaemic type of stroke is brought about by the blood clotting, that blocks an artery to a person’s brain. Hemorrhagic stroke is caused by an artery supplying oxygen to the brain ending up bursting. The complication affects an estimation of 120,000 Brits annually since it’s a common cause.
Underwriters would want to source some crucial information from you which becomes helpful in decision making to know if an individual qualifies for the cover or not.
Information Required by Decision Makers
These are some of the questions you need to know and understand:
- When you had the stroke diagnosed
- Which kind of stroke got diagnosed
- The cause of that type of stroke
- Any active symptoms so far?
- Have you gone through any surgery process?
- The kind of treatment you are receiving.
A medical report from the General Practitioner might be a requirement by an insurance company since it helps them to accord one an assistance in the best way possible. It’s also possible to acquire a Life Insurance policy after the stroke condition. This happens when the report from a GP shows that you have wholly recovered from the complication.
It’s much important to discuss your needs with an insurance expert so that the most suitable and economic policy can be identified for you.
We would recommend you to talk to one of our advisers for life insurance quotes.
Any quote that your adviser provides you with will take into account your circumstances, your medical history, as well as your budget!
Call 011-3733-4610 – Monday to Thursday from 11.00 to 19.00 and on Friday between 11.00 and 16.00