When you pay for something on a regular basis (such as your EMIs), it is difficult. Especially, when you pay for something that you can’t see or touch, it’s more and more difficult to see money flying from your account every month, for instance, your insurance premiums. Did you know that by taking some crucial steps, you can keep your insurance premiums to the minimum? Yes, it is possible and you need to do some preparation for the same! Here are 6 ways to reduce your insurance premiums!

Say no to smoking!

Do you smoke? This is going to be a sure question you will be asked while buying life insurance. If you had so many or as less as a single puff in the last 12 months, you are more likely to pay high premiums. In fact, you are likely to pay 100% more than a non-smoker who will probably pay a premium. 

No drugs!

When smoking is not good, drugs are no different. The cleanliness of your lifestyle is something that will have a major impact on your premiums.

Be fit!

No one is judging, but your weight and your fitness level will be checked when you will go to buy a life insurance policy!

Health tracking policies are available!

Health tracking insurance policies are available out there which will help you prove how much you care about your health and fitness.

Take a close look at your insurance needs

You need to make sure that your life insurance policy must reflect your situation as well as your actual needs.

Consult insurance professionals!

For more information on reducing your insurance premium, it is advisable to connect with insurance experts as they can tell you how to prepare and make a purchase.



We would recommend you to talk to one of our advisers for life insurance quotes.
Any quote that your adviser provides you with will take into account your circumstances, your medical history, as well as your budget!
Call 011-3733-4610 – Monday to Thursday from 11.00 to 19.00 and on Friday between 11.00 and 16.00
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