Have you ever been diagnosed with Urinary Tract Infection and you are wondering whether you can get life insurance? Well, you don’t have to worry because you can easily get insurance coverage for your family even if you have been diagnosed with the illness. Even if you were denied a chance to get insured, keep trying, and ensure you buy coverage for your family. You need a UTI life insurance since you never know what may happen to you. This is why it is better to start early and protect your family against financial struggles they may go through when you are no more.
You will need to provide some information about your medical history regarding Urinary Tract Infection. Some of the information underwriters may want to know include:
- How frequently do you have UTIs?
- Have you fully recovered from the infection?
- Which tests were carried out and what were the results?
- Did you undergo any treatment or medication?
If the tests reveal any other health issue, an insurer will want to see a report from GP which they will obtain at their expenses. Life insurance is available at standard rates for most people who have been diagnosed with UTIs. Most insurance companies will not consider these infections to be high-risk.
Options available for you
If you feel you don’t have time for a medical exam, you can go for no exam policies. These policies are reserved for those who have no other health issues.
Simplified issue life insurance policies: these policies allow you to buy life insurance without taking a medical exam.
Advantages of taking these policies
- You don’t have to take a medical exam
- The approval process takes a shorter period compared to a traditional insurance policy
- You can potentially avoid unwanted medical discoveries that could interfere with the application process
We would recommend you to talk to one of our advisers for life insurance quotes.
Any quote that your adviser provides you with will take into account your circumstances, your medical history, as well as your budget!
Call 011-3733-4610 – Monday to Thursday from 11.00 to 19.00 and on Friday between 11.00 and 16.00