Viral hepatitis is an infection that attacks the liver, leads to inflammation and liver damage. Inflammation is due to swelling that takes place when tissues of the body are injured or infected which can also damage organs. If you have been diagnosed with viral hepatitis and you are looking for life insurance, you have come to the right place. Our life insurance providers will help you in every step of the way so that you can get the insurance as per your specific needs.
Life insurance providers can ask for some important details:
- Have you fully recovered from viral hepatitis?
- Have you been diagnosed with viral hepatitis in the UK?
- When were you diagnosed?
- What is your current viral load?
- Is the health condition in control if you have not recovered completely?
- What treatments or medicines do you take?
- How did you contract viral hepatitis?
- When can you get life insurance on standard terms?
Viral hepatitis life insurance applications are reviewed very carefully and your insurer can ask for a report from your GP. When your condition is treated and under control with no secondary conditions, then your insurance can be available on standard terms.
When can non-standard terms be applicable?
When viral hepatitis affects your daily life and there are secondary conditions associated with it, your insurance can be available on non-standard terms which can include an increase in premiums. In more severe cases, your life insurance application can be declined.
Be prepared, and be transparent
While applying for life insurance, you need to make sure that you provide all your medical-related details to your insurer and answer all the questions carefully. Also, be ready with all the details so that your insurer can properly analyze your application.
For more details about viral hepatitis and life insurance, feel free to connect with our life insurance professionals.
We would recommend you to talk to one of our advisers for life insurance quotes.
Any quote that your adviser provides you with will take into account your circumstances, your medical history, as well as your budget!
Call 011-3733-4610 – Monday to Thursday from 11.00 to 19.00 and on Friday between 11.00 and 16.00