Once life insurance providers get an application with any kind of health condition, it is analyzed whether the condition affects the lifespan of the applicant or not. Spina Bifida is one such health condition that is taken seriously by life insurance providers, they will want to know the details about the health condition before approving life insurance, if you want to know more about Spina Bifida life insurance, you have come to the right place.
Facts about Spina Bifida and life insurance
Spina bifida is a type of birth defect which is also regarded as a neural tube defect. This health condition occurs when the bones of the spine (vertebrae) are not formed the way it should around part of the baby’s spinal cord. Spina bifida can affect people differently and the symptoms can be mild to severe, the mild form of this condition is the most common.
There are two types of spina bifida, they type of condition you have will be taken into account while processing your life insurance application.
Spina Bifida Occulta is a common condition and is low in severity, which leads to only a small gap in the spine and no displacement of the spinal cord or meninges.
Spina Bifida Cystica is the condition lead by a much larger gap and the spinal cord or meninges protrudes through this gap.
A report from your GP can be required
Life insurance providers are cautious to provide life insurance to people with this condition, they can ask for a report from your GP to establish a clear picture of your health. It is a standard process and should not be a matter of concern.
Know more from insurance experts
If you want to know more about life insurance and Spina bifida, get in touch with our life insurance providers to find the right life insurance.
We would recommend you to talk to one of our advisers for life insurance quotes.
Any quote that your adviser provides you with will take into account your circumstances, your medical history, as well as your budget!
Call 011-3733-4610 – Monday to Thursday from 11.00 to 19.00 and on Friday between 11.00 and 16.00