Breast cancer is one of those health conditions that can make any woman feel worried, and there is no two ways about it. Breast cancer is common, and is now not a surprise if you know someone who has been through this condition. If you have Ductal Carcinoma in Situ, it will have an impact on your critical illness life insurance, here’s what you need to know. Here you will get a better understanding as to how life insurance providers treat the applications with breast cancer.
Various life insurance providers will provide you with Critical Illness Cover for different conditions that include advanced forms of cancer, heart attacks, and Parkinson’s disease, and other health conditions.
What is not covered?
Non-invasive and in-situ breast cancers are not covered as a standard condition within modern Critical Illness Insurance policies. Most breast cancer diagnoses are classed as non-invasive and in-situ, some it is advisable to keep in mind when you decide to buy a policy. Though there are some Critical Illness policies available that provide you with a partial payout following your treatment for the condition. You may need to find a life insurance provider who helps people to get such policies. Moreover, it will also depend on whether you are eligible for the partial payment and the policy.
Every insurer is different!
Every insurer will have different claims criteria for this condition, some insurers will pay only after a full mastectomy has occurred, whereas others will pay if surgery to remove the tumour has taken place. Don’t miss to read the Key Features Document that is provided to you with your policy pack to ensure that you are well aware of how you can make a claim.
Know more from our insurance experts!
If you want to know more about life insurance, get in touch with our life insurance professionals!
We would recommend you to talk to one of our advisers for life insurance quotes.
Any quote that your adviser provides you with will take into account your circumstances, your medical history, as well as your budget!
Call 011-3733-4610 – Monday to Thursday from 11.00 to 19.00 and on Friday between 11.00 and 16.00