What is Ductal Carcinoma in situ?
Ductal carcinoma in situ (DCIS) is referred to the cells that line the milk ducts of the breast have become cancerous, but have not spread into surrounding breast tissue. DCIS is considered non-invasive or pre-invasive breast cancer.
Critical illness claims against Ductal Carcinoma in situ:
Critical Illness Cover can be available from various insurance providers and every provider offer different levels of cover for different conditions; including advanced forms of cancer, heart attacks and many more. In terms of non-invasive and in-situ breast cancers, these conditions are usually not covered as a standard condition within modern Critical Illness cover policies. Most breast cancer diagnoses are classified as non-invasive and in-situ, so you need to keep this in mind when you take out your policy. However many of the better Critical Illness policies available recognize the significance of these conditions, and offer a partial payout following your treatment for the condition but are subject to eligibility. It should be noted that most policies will pay out in full if your condition is aggressive and advanced. Each insurer has a different set of guidelines for this condition, some will pay only after a full mastectomy has occurred, and others will pay if surgery to remove the tumour has taken place. You must go through the Key Features Document that accompanies your policy pack to make sure that you are fully aware of the claims criteria your insurance provider follows.
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